Bonne Santé Health Plan - Commercial Insurance - General Insurance

Bonne Santé Health Plan - Mauritius Union

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@ 10 Mar 10 13:58 GMT + 4
MUA : Rs 127.00

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GENERAL INSURANCE

COMMERCIAL INSURANCE

BONNE SANTÉ HEALTH PLAN

Bonne Santé is a partnership between Mauritius Union and Momentum Mauritius. This medical scheme is marketed by Mauritius Union and administered by Momentum Mauritius.

Bonne Santé is a truly Mauritian registered health plan especially designed for Mauritians offering high quality medical care services for members seeking affordable cover in the private sector.

There are 3 different options depending on your needs.

This innovative health plan offers to both corporate bodies and individuals the benefits of competitive price, product design and easy management of healthcare costs

	Flexibility

	Companies may subsidize their staff, according to their budget.
	Each member can also take a different scheme for him and his family, according to his budget.
	The pricing is very competitive, we offer a family package with lower premiums for children and spouse.

	Benefit-rich

	The scheme makes provision for all medical needs: visiting the doctor, clinic and pharmacy.

Monthly Premiums - Corporates from 1st January 2009

ESSENTIAL CARE OPTION

Outpatient benefit	Inpatient Benefit	PRINCIPAL MEMBER (MM)	ADULT DEPENDANT (AD)	CHILD DEPENDANT (CD)	AVERAGE FAMILY
		Rupees	Rupees	Rupees	Rupees
Rs 12,000	Rs 50,000	490	405	195	1090

* AVERAGE FAMILY CONSISTS OF PRINCIPAL MEMBER + ADULT DEPENDANT + CHILD DEPENDANT

CLASSIC OPTION

Outpatient benefit	Inpatient Benefit	PRINCIPAL MEMBER (MM)	ADULT DEPENDANT (AD)	CHILD DEPENDANT (CD)	AVERAGE FAMILY
		Rupees	Rupees	Rupees	Rupees
Rs 20,000	Rs 500,000	800	575	405	1780

* AVERAGE FAMILY CONSISTS OF PRINCIPAL MEMBER + ADULT DEPENDANT + CHILD DEPENDANT

EXECUTIVE OPTION

Outpatient benefit	Inpatient Benefit	PRINCIPAL MEMBER (MM)	ADULT DEPENDANT (AD)	CHILD DEPENDANT (CD)	AVERAGE FAMILY
		Rupees	Rupees	Rupees	Rupees
Rs30,000	Rs1,000,000	1255	1055	760	3070
Rs60,000	Rs1,000,000	1605	1365	885	3855
Rs30,000	Rs2,500,000	1765	1500	970	4235
Rs60,000	Rs2,500,000	2015	1710	1105	4830

* AVERAGE FAMILY CONSISTS OF PRINCIPAL MEMBER + ADULT DEPENDANT + CHILD DEPENDANT

CATASTROPHE COVER

COVER PER BENEFICIARY	PRINCIPAL MEMBER (MM)	ADULT DEPENDANT (AD)	CHILD DEPENDANT (CD)	AVERAGE FAMILY
	Rupees	Rupees	Rupees	Rupees
Rs 500,000	290	290	105	685
Rs 1,000,000	395	395	120	910
Rs 1,500,000	465	465	145	1075
Rs 2,000,000	500	500	150	1150
Rs 2,500,000	525	525	155	1205
Rs 3,000,000	535	535	160	1230

* AVERAGE FAMILY CONSISTS OF PRINCIPAL MEMBER + ADULT DEPENDANT + CHILD DEPENDANT

BENEFITS AS PER DIFFERENT OPTIONS

ESSENTIAL CARE OPTION

	Out-patient Cover
	Annual Limit	Rs12,000 pbpa
	Consultations	Rs 6,000
	Acute Medicine	Rs 2,000
	Chronic Benefit	Rs 3,600
	Procedures	Rs 3,600
	Dentistry (Basic)	Rs 1,000
	Dentistry (Advanced)	Rs 2,400
	Optometry (every 2 years)	Rs 2,700
	Radiology & Pathology	Incl. in procedures
	Excess	10%

	In-patient Cover
	Annual Limit	Rs 50,000 pbpa
	Specialists / Doctors etc in hospital	Annual Limit
	Ward Fees	Annual Limit
	ICU / High Care	7 days per admission
	Confinement (normal & caesarian section)	Rs20,000
	Psychiatric Hospitalisation	10 days per annum
	Internal Prosthesis	Rs2,500
	External medical appliances	Rs1,250
	Medicine to take home (TTO's)	5 days supply
	Excess	0%

CLASSIC OPTION

	Out-patient Cover
	Annual Limit	Rs 20,000 pbpa
	Consultations	Rs 6,000
	Acute Medicine	Rs 2,400
	Chronic Benefit	Rs 3,600
	Procedures	Rs 6,000
	Dentistry (Basic)	Rs 2,000
	Dentistry (Advanced)	Rs 4,000
	Optometry (every 2 years)	Rs 5,000
	Radiology & Pathology	Incl. in procedures
	Excess	10%

	In-patient Cover
	Annual Limit	Rs 500,000* pbpa
	Specialists / Doctors etc in hospital	Annual Limit
	Ward Fees	Annual Limit
	ICU / High Care	7 days per admission
	Confinement (normal & caesarian section)	Rs25,000
	Psychiatric Hospitalisation	10 days per annum
	Internal Prosthesis	Rs2,500
	External medical appliances	Rs1,250
	Medicine to take home (TTO's)	5 days supply
	Excess	0%

EXECUTIVE OPTION

Out-patient Cover
Annual Limit	Rs 30,000 pbpa	Rs 60,000 pbpa
Consultations	Rs 6,000	Rs 7,500
Acute Medicine	Rs 6,000	Rs 12,000
Chronic Benefit	Rs 12,000	Rs 20,000
Procedures	Rs 12,000	Rs 23,000
Dentistry (Basic)	Rs 2,500	Rs 5,000
Dentistry (Advanced)	Rs 6,000	Rs 12,000
Optometry (every 2 years)	Rs 7,000	Rs 12,000
Radiology & Pathology	Incl. in procedures	Incl. in procedures
Excess	10%	10%

In-patient Cover
Annual Limit	Rs1,000,000 pbpa	Rs2,500,000 pbpa
Specialists / Doctors etc in hospital	Annual Limit	Annual Limit
Ward Fees	Annual Limit	Annual Limit
ICU / High Care	12 days per admission	15 days per admission
Confinement (normal & caesarian section)	Rs 50,000	Rs 100,000
Psychiatric Hospitalisation	15 days per annum	15 days per annum
Internal Prosthesis	Rs 50,000	Rs 100,000
External medical appliances	Rs 15,000	Rs 15,000
Medicine to take home (TTO's)	10 days supply	10 days supply
Excess	0%	0%

CATASTROPHE COVER

	Option	Annual Limit
	Level 1	Rs 500,000
	Level 2	Rs 1,000,000
	Level 3	Rs 1,500,000
	Level 4	Rs 2,000,000
	Level 5	Rs 2,500,000
	Level 6	Rs 3,000,000
	( Excess	Rs 50,000 )